Tom Waddell

Hello and welcome from the Waddell State Farm Agency. I’m Tom Waddell, and I’m proud to serve the Oxnard, CA community and the surrounding Ventura County area with the same care and commitment I bring to my own family. I was born and raised in Torrance, California, and I’m a graduate of Torrance High School. I went on to earn a Bachelor of Science degree in Chemistry from Cal State Northridge, a background that shaped the way I approach problem‐solving and attention to detail. Those skills continue to guide how I help individuals and families prepare for life’s everyday risks and long‐term goals. Family and community have always been at the center of my life. I’ve been happily married to my sweetheart, Gayle, for over 44 years, and we’re blessed with six children, their spouses, ten grandchildren, and four great‐grandchildren. When I’m not in the office, I enjoy traveling, hiking, gardening, and spending quality time with family. Giving back has also been an important part of my journey. I’ve served as Director and Past Chair of the Oxnard Chamber of Commerce, now known as the West Ventura County Business Alliance, and as a Director and Past Chair of Goodwill Industries for Ventura & Santa Barbara Counties. I’m a member of Peace Lutheran Church in Camarillo, and I’ve stayed actively involved with youth through the Boy Scouts of America as a former Scoutmaster and Cubmaster, as well as by managing and coaching youth sports teams. At my Oxnard, CA office, I help people protect what matters most through Auto Insurance and Homeowners Insurance, whether that means coverage for your vehicle, your home, or the place you’re building your future. I also assist with Life Insurance for families thinking ahead, along with options for renters, business owners, and more, always taking the time to understand what fits your situation. If you’re looking for a local agent who values relationships, community, and straightforward guidance, I’d be glad to connect and help you find coverage that makes sense for you!

Frequently Asked Questions (FAQs):

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Serving Oxnard and the surrounding area, Tom can help answer your questions.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Have questions? Tom in Oxnard can walk you through your options.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Tom works with Oxnard residents to find coverage that fits.

Q: What is life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. For personalized coverage in Oxnard, CA, reach out to Tom.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Connect with Tom for insurance guidance in Oxnard.